So, to get the general information post out of the way: late twenties claims adjuster in northern California. Single, no real debt (other than my credit card balance which is paid-in-full monthly), but nowhere near the savings I should have. This is a problem, as this means no emergency fund and no downpayment fund.
On the plus side of things, retirement is looking quite good, as I'm maxing out my 401(k) at work and trying to max out my Roth. Additionally, the car is paid off, so that's a significant chunk of change to bank monthly. My living expenses are also fairly low, since I have two roommates. These two factors leave me feeling very good about my ability to save.
I hope this blog will help me save, since it will give more accountability than looking at my bank statement and going, "Oops, nothing left." My goal is to have at least $10,000 saved by the end of 2007, but I hope to do more. I'd also like to get myself to the point where I'm only living on one paycheck per month, but that might be more than I can do.
Everyone has to do a first post
October 15th, 2006 at 01:33 am
October 15th, 2006 at 02:39 am
It good that you started saveing at such a young age.
Keep that up and it won't be long befor you can buy that house.
Paying though credit cards bills off each month is the way to go.
October 15th, 2006 at 03:52 am
For inspiration check out this Minimum Wage Challenge:
http://lrjohnson.savingadvice.com/
The key to your savings program perhaps is to make it a P.R.I.O.R.I.T.Y. and the VERY FIRST THING you subtract out of each paycheck.
October 15th, 2006 at 05:54 am
October 15th, 2006 at 06:41 am
October 15th, 2006 at 08:16 am
October 15th, 2006 at 10:03 am
October 15th, 2006 at 12:04 pm
October 15th, 2006 at 04:27 pm