Well, if nothing unexpected comes up, I should manage to bank an entire paycheck this month.
It'll be close -- I have to get my car serviced in the next couple weeks, so if there's anything other than the oil needing changed, I'll probably go a bit into the second paycheck. But still! This isn't bad for early on.
The good:
-- I know most people feel they spend more on credit cards than handing over paper money, but me? I get cash and it goes *poof*. No idea what I spent it on. But I get really embarrassed looking at my credit card statement and seeing money wasted on it ("I paid how much for that coffee!?"), so I'm down to the emergency $20 in my wallet and charging everything.
-- Not having cash also makes me a lot less likely to eat out. I've only eaten out three times this month (Reno, dinner with some friends last weekend, and taking a friend to lunch this week when she needed to get away from her desk before killing us all).
-- Tied to the above, I've been making a point of cooking every night and putting aside a portion for the next day's lunch before I eat. I figure this is also good for my waistline. *g*
-- One roommate owed me money (I charged the room in Reno), so my share of the utilities were already covered for the month. She still owes me about $30, so I'll have that advantage next month as well.
The bad:
-- ... Damned car.
-- Speaking of which, I still need to shop around for car insurance. At this point, I may see if my current carrier gives me a decent reduction in January, as that will be two years with them.
-- I'm going through my pantry at a pretty quick clip and will have to do a serious restock soon. As I'm trying to eat healthier, this will probably be painful until I've managed to stock a healthy pantry.
-- I have to do my Christmas shopping still. Eek.
Overall, I'm feeling pretty upbeat about the financial picture. This might be doable!
On track for my first 50% month!
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