Played with the car insurance. Discovered that my current carrier can take $8/month off after correcting their records (I could have sworn I told them I had ABS and dual air-bags, but whatever). I'm still going to attempt to find a lower rate, but I feel some success.

Opened a better savings account than I had (Citibank eSavings, 5.0%, vs Day-to-Day Savings, 0.7%). Transferred the $500 I had in the old savings account and an additional $580 from checking. Let the interest compound! I could do better, but 0.25% does not cancel out the ease of having everything under one roof.